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Whose Insurance Company Pays For Damages?

Most car accident cases involving negligence goes through the person responsible for the accident.  It is that party’s insurance company who is responsible for paying damages to the victim.   If the claims don’t go to court, it’s the policy limits that often indicate how much those who were injured can receive.

What happens if the responsible driver doesn’t have insurance?

Despite it being against the law, there are numerous individuals who don’t have the required amount of insurance coverage.  When they cause an accident and you are injured, it can leave you with a lot of unanswered questions.

If you are involved with an uninsured motorist, your claim will go through your own insurance company, even if the other driver was at fault.   Some insurance companies may not be as willing to pay much if they’re focused on their profitability rather than on you.

Whenever or where ever this happens to you, you need to call McShane & Brady to help protect you and your rights every step of the way.